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anyone here a BSA member
Bullet Boy - 18-9-2004 at 16:13

I was thinking of joining the BSA, mainly to take advantage of their third party liability cover. Not that I'm a nut who causes a lot of accidents, but does anyone know if it covers sports other than surfing, specifically kiting and kite surfing. I don't want to have to fork out for BKSA membership as well.


justal - 18-9-2004 at 16:38

Pretty sure BSA membership won't cover you for kitesurfing. You might be better off looking at getting a specific thrid party liabilty insurance from a company that does sports cover.

Do a search for sports insurance in google.

Most have policies based on a level of cover. Sports such as kitesurfing, windsurfing and surfing aren't usually too high up the scale. (Things like scuba diving, sky-diving, and motorsports are higher).

These policies will give more than the policies included with BSA / BKSA membership, but it may work out less expensive to join both the BSA and the BKSA than to take out a sports policy.

Al.


kelvin - 18-9-2004 at 16:43

how about the BWA
"barry winsurf arseholes " ha,ha,ha


badexcuseforasailor - 18-9-2004 at 16:50

Ive got a sports guard insurance they have sports in diffrent groups you pick a group and it covers you for all sports in that group and the ones below.

sportsguard

they do differnet levels too even cover loss of earnings if you have an accident it costs lots though


Bullet Boy - 19-9-2004 at 09:00

Thanks everyone. I had a look at the sportsguard site surfing is a group one sport, so surfing cover includes just about everything else including kiting and kitesurfing. I'm only really worried about third party cover, so the lowest level of cover is a pretty reasonable 25 quid, whereas joining both the BSA and BKSA would cost a lot more than that. If the Sportsguard surf policy covers other stuff, I'd be suprised if the BSA one didn't so I've emailed to ask them. If it does I'll go for family membership of the BSA which, for only £38 would cover me and my son, plus I'd get the other benefits of membership (whatever they might be).


justal - 19-9-2004 at 10:33

Bullet Boy.... I think you'll find that kitesurfing is a group 2 sport so you'll need cover up to that level, which puts the price up to £28.90 (assuming the 'Bronze' level of cover).

Still cheaper than joingin both BKSA and BSA. I'm still pretty sure that BSA insurance won't cover kiting, and that BKSA insurance won't cover you for surfing.

Al.


mNeil - 12-10-2004 at 12:04

why not take out the bbc british buggy club insurance ; only £15 and it covers up to 5 million third party for anything to do with kites, on land and water and is worldwide!


Bullet Boy - 12-10-2004 at 12:09

Sounds good, I'll check it out. The BSA never replied to my emails